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Planning for Disabled Family Members

Planning for Disabled Family Members

Americans are living longer than they did in years past, including those with disabilities. Thousands of adults who have a disability are living with their parents who are 60 years old or older. In addition, there are numerous adult children who live separately, but still depend on their parents/family for  support.

When these parents can no longer care for their children due to their own disability or death, the responsibility often falls on siblings, other family members, and the community. In many cases, expenses increase dramatically when care and guidance provided by parents must, instead, be provided by a professional for a fee. Planning by parents can make all the difference in the life of the child with a disability, as well as that of his or her siblings who may be left with the responsibility for caretaking (on top of their own careers and caring for their own families and, possibly, ailing parents). There are many factors to consider, and they change. It is vital to obtain assistance from an attorney who concentrates in this field.

The Medicaid rules allow the transfer of a home and/or assets to a disabled child or to a trust for the benefit of the disabled child. These transfers do not affect the parent’s eligibility for Medicaid if done correctly.

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